Early Retirement Nightmare: Retiring Into a Bear Market | MHFI 277

July 22, 2025 00:50:23
Early Retirement Nightmare: Retiring Into a Bear Market | MHFI 277
Mile High FI Podcast
Early Retirement Nightmare: Retiring Into a Bear Market | MHFI 277

Jul 22 2025 | 00:50:23

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Show Notes

Doug chats with David about his recent transition into retirement amidst a fluctuating stock market environment.  David shares his decision to sell a significant portion of his portfolio near the market’s recent bottom, discussing the impact of market volatility on his investment decisions and the balance between seeking peace of mind and maximizing returns.  He also shares reflections on market timing, portfolio allocation, the importance of planning and adapting to financial uncertainties, and adjusting to life post-retirement.

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0:00 Introduction

2:39 David’s financial journey

6:50 Future plans & investment decisions

13:06 This time is different

19:28 Keeping cash on-hand & withdrawing

27:53 Portfolio diversification

32:34 Contingency plans & advice for others

39:44 Life after retirement

45:16 Soundcheck – Credit card points

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