Unwinding Frugality and a Shift to Spending More - Kristen Knapp | MHFI 300

December 30, 2025 01:01:43
Unwinding Frugality and a Shift to Spending More - Kristen Knapp | MHFI 300
Mile High FI Podcast
Unwinding Frugality and a Shift to Spending More - Kristen Knapp | MHFI 300

Dec 30 2025 | 01:01:43

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Show Notes

Doug chats with Kristen Knapp (FI Friends Travel) about the challenges of unwinding deep-seated frugal habits and learning to spend at the “right level” after achieving FI.  Inspired by a recent blog post from the Mad Fientist, Doug & Kristen explore the nuances of maintaining a balance between saving & spending and discuss why many people struggle to actually spend money once they hit their financial goals.  They also emphasize the importance of spending on what brings joy and the necessary shift in mindset that’s required to enjoy financial freedom without guilt.

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0:00 Introduction

2:19 Frugality

9:02 Spending after FI

16:43 Reframing expenses

24:41 FI Friends Travel

31:44 Award travel using points

37:05 The Fun Fund

44:18 Balancing present & future spending

51:25 Shared experiences

55:39 Soundcheck – Winter weather

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