Should You Pay Off Your Mortgage Early - Mark Trautman | MHFI 261

April 01, 2025 00:50:18
Should You Pay Off Your Mortgage Early - Mark Trautman | MHFI 261
Mile High FI Podcast
Should You Pay Off Your Mortgage Early - Mark Trautman | MHFI 261

Apr 01 2025 | 00:50:18

/

Show Notes

Doug and Mark Trautman discuss a listener question regarding whether it’s better to pay off a low-interest mortgage (2.5%) or invest the money instead.  They explore various strategies, including the psychological benefits of paying off a mortgage, the financial returns of investing, and a hybrid approach to manage risks.  They also delve into the historical behavior of the stock market and emphasize the importance of aligning investments with personal goals.

Follow the link for more details including the original listener question and Doug’s Gemini Calculations: https://milehighfi.com/should-you-pay-off-your-mortgage-early/

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Links

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

2:02 Laying out the financial details

8:14 Mark’s approach – The money tree

13:57 Downsides of Mark’s strategy

18:37 Doug’s approach & Gemini calculations

24:42 Eliminating downside & lowering uncertainty

31:14 Market volatility & historical context

38:23 Not always about maximizing returns

44:54 Soundcheck – Cleaning

Other Episodes

Episode 0

October 03, 2023 01:02:52
Episode Cover

Four Mini Case Studies | MHFI 183

Doug and Carl review 4 listener case studies. Listener #1 loved his 38 year career. Listener #2 is only 27, but is ready to...

Listen

Episode

January 09, 2024 00:53:23
Episode Cover

Sabbatical Case Studies - Paula Pant & J.D. Roth | MHFI 197

Paula Pant and J.D. Roth join Doug at FinCon 2023 to discuss their unique sabbaticals. Paula details her year-long break from 'Afford Anything' to...

Listen

Episode 0

May 18, 2021 01:27:21
Episode Cover

How To Find A FIREy Partner | Mindy Jensen of Bigger Pockets | MHFi 004

In this episode, Doug and Carl interview Mindy Jensen, Carl’s wife! Mindy and Carl talk about their first date, Carl’s unhealthy obsession with coupons,...

Listen