Should You Pay Off Your Mortgage Early - Mark Trautman | MHFI 261

April 01, 2025 00:50:18
Should You Pay Off Your Mortgage Early - Mark Trautman | MHFI 261
Mile High FI Podcast
Should You Pay Off Your Mortgage Early - Mark Trautman | MHFI 261

Apr 01 2025 | 00:50:18

/

Show Notes

Doug and Mark Trautman discuss a listener question regarding whether it’s better to pay off a low-interest mortgage (2.5%) or invest the money instead.  They explore various strategies, including the psychological benefits of paying off a mortgage, the financial returns of investing, and a hybrid approach to manage risks.  They also delve into the historical behavior of the stock market and emphasize the importance of aligning investments with personal goals.

Follow the link for more details including the original listener question and Doug’s Gemini Calculations: https://milehighfi.com/should-you-pay-off-your-mortgage-early/

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Links

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: [email protected]

0:00 Introduction

2:02 Laying out the financial details

8:14 Mark’s approach – The money tree

13:57 Downsides of Mark’s strategy

18:37 Doug’s approach & Gemini calculations

24:42 Eliminating downside & lowering uncertainty

31:14 Market volatility & historical context

38:23 Not always about maximizing returns

44:54 Soundcheck – Cleaning

Other Episodes

Episode 0

July 29, 2025 01:01:44
Episode Cover

Procrastination Podcast @ 10,000 ft (Mailbag) [rebroadcast] | MHFI 278

Doug and Carl answer mailbag questions in this Taylor Swift-infused episode from Leadville, CO.  Questions answered: Does it ever get any easier to ride...

Listen

Episode

October 01, 2024 00:46:15
Episode Cover

So Long for Now. Carl is Leaving... | MHFI 235

Doug chats with Carl about his decision to leave the podcast to focus on wrapping up personal projects.  Carl shares struggles with balancing podcast...

Listen

Episode 0

March 08, 2022 00:51:54
Episode Cover

Dealing with Market Volatility – Downshift Financial | MHFi 056

Doug and Carl bring back Eddie and Travis, fee-only financial advisors from Downshift Financial to discuss recent market upheaval. Volatility in 2022! How to...

Listen