Retired at 46! An Update on 2 Years of Early Retirement - Elizabeth | MHFI 312

March 24, 2026 01:14:49
Retired at 46!  An Update on 2 Years of Early Retirement - Elizabeth | MHFI 312
Mile High FI Podcast
Retired at 46! An Update on 2 Years of Early Retirement - Elizabeth | MHFI 312

Mar 24 2026 | 01:14:49

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Show Notes

Doug chats with his wife Elizabeth about her 2-year anniversary in early retirement.  Elizabeth describes why she loves not working, challenges with balancing routine vs. flexibility, and how reduced stress has improved relationships and communication.  Doug & Elizabeth also discuss budgeting with a financial advisor, differences in “fun fund” spending, the impact of market returns on retirement confidence, perceived social pressure within the FI community to retire, and not necessarily retiring “to something”.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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0:00 Introduction

2:08 Leaving a full-time career

8:07 Part-time work experiment

18:36 Retirement surprises

23:03 Finding a routine

29:46 Relationship improvements

36:28 Pressure to retire

43:31 Spending & budgeting

50:30 Influence of the stock market

55:24 Retirement tips & readiness

1:00:05 What do you do?

1:08:10 Soundcheck – Caffeine cutback

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